US President Donald Trump is likely to reject Iran’s new Peace proposal, which offers three key points, including removing blockade of Strait of Hormuz while postponing discussions on Tehran’s nuclear programme for the later stage. US President Donald Trump has indicated that he is likely to
Being regularly active can improve your mental well-being, reduce your chances of disease and increase your lifespan. The World Health Organization recommends that adults get at least 150 minutes of moderate activity (brisk walking, easy cycling) or at least 75 minutes of vigorous activity (running
For many chess champions, a sister made the opening moveIn 2024, Vaishali and Praggnanandhaa became the first brother-sister duo to play in the Candidates Tournament. Published on: Apr 29, 2026 7:49 AM IST By Susan NInan, Bengaluru Share via Copy link Vaishali Rameshbabu’s love for watching
President Trump has nominated G. Hunter McMaster II as Assistant Treasury Secretary for Financial Markets, a role he has been performing since July. McMaster, formerly trading chief at Key Square Group, previously served as Director of Policy and Planning and counselor to the Treasury Secretary
Bengaluru buyer eyes 33-year-old Old Madras Road flat for ₹1.4 crore: ‘Is it a good investment?’A potential homebuyer shared a list of questions about a 33-year-old property priced at ₹1.4 crore. It is located on Bengaluru’s Old Madras Road. Published on: Apr 29
May 2026 Horoscope: How the 2 Full Moons this month may impact each zodiac signAccording to an astrologer, when a month holds two full moons, the effect is not just doubled, it is layered. Read on to know their astrological significance. Published on: Apr 28
Kim Jong Un has praised North Korean soldiers who killed themselves by detonating their grenades while fighting for Russia against Ukraine, confirming a long-suspected battlefield policy. In a speech this week, the North Korean leader said those who "unhesitatingly opted for self-blasting
Do bhai, dono tabahi…Fitzpatricks give a literal meaning to the trending taglineMatt and Alex Fitzpatrick lit up the golf scene last week, picking up a fourth title for the family in a seven-week stretch Published on: Apr 29, 2026 8:00 AM IST By Joy Chakravarty Share via Copy link It’s probably
Skipping SIP For Just One Year Can Cost You Rs 22 Lakh: Here’s How
Skipping SIP For Just One Year Can Cost You Rs 22 Lakh: Here’s How
Smart investing plays a key role in achieving long-term financial goals. A long-term wealth accumulation strategy often involves consistency and discipline. Mutual funds are gaining popularity among Indian investors because they allow more flexibility in terms of the investment amount and the tenure. Mutual fund systematic investment plans (SIPs) offer investors an opportunity to build wealth with small contributions regularly, typically every month.
For building a sizeable corpus for long-term goals, investors need to regularly contribute smaller, fixed amounts, typically monthly or quarterly, into mutual fund schemes. In times of uncertainty, whether due to job loss, medical emergencies, sudden expenses, or market fluctuations, many investors think about pausing their SIPs.
Although it may seem like a practical short-term decision, doing so can lead to significant financial losses in the long run.
Skipping your SIP for a year is not just about missing a few instalments. It slows down the wealth-building process driven by compounding. When you restart, the market has already advanced, and your investments have less time to grow. This lost time creates a gap in your financial journey that can be hard to make up later.
A Pause Can Shrink Future Gains
The real strength of SIPs emerges over a longer tenure, as compounding helps investments grow faster in later years. Pausing midway can reduce this growth potential, significantly impacting your overall returns.
For example, a monthly SIP of Rs 10,000 for 25 years can grow into an estimated Rs 1.89 crore corpus at an assumed return of 12% per annum. However, a simple one-year gap can affect the overall corpus significantly. For instance, the same SIP will grow into a corpus of Rs 1.67 crore in 24 years. So, even a one-year shorter duration will reduce your overall corpus by Rs 22 lakh.
When Pause Becomes Patterns
Stopping a SIP can also break your investing discipline. Restarting often gets delayed as you rethink timing and goals, and what was meant to be a short break can easily become a long one.
A Choice That Feels Safe Now May Cost You Later
Pausing your SIP may seem harmless, because there's no immediate pressure on your finances and the extra cash can feel reassuring. But the real impact shows up later, when the money that should have been invested is no longer there to support your long-term goals.
Why More Money Later Can't Replace Lost Time
Many investors try to make up for a pause by investing more when they restart. While this sounds practical, compounding depends on time. Once that time is lost, it cannot be recovered, no matter how much you invest later.
Source: News18
Related Posts: Long-term financial sustainability key for Super League Kerala CBDT Chief Confident Of Achieving Rs 25 Smart AI Investing Isn’t About Chasing the Big One Budget 2026-27 signals shift to ‘long-term vision’ from ‘short-term support’ 10 Low-Key Green Flags That Reveal Long-Term Relationship Potential Which actor plays a double role in Nitesh Tiwari’s directorial India investing in small AI models for resource efficiency 58% GCCs In India Investing In Agentic AI Big oil's complicated calculus for investing in Venezuela
Editorial independence is core to our work. Some links may earn us a commission, without influencing our opinions.Thinking of going big with your next TV? These 10 75 inch smart TVs bring the theatre homeA 75 inch smart TV offer an immersive viewing experience with large screens
1 minutes ago
Reliance Jio has introduced a new prepaid plan of Rs 459. This plan gives the user several advantages other than data and calls. This plan provides 2 GB per day for 28 days, including an additional 5 GB of bonus. This plan will be suitable for users who enjoy watching movies or playing games on
1 minutes ago
The Chhattisgarh Board of Secondary Education (CGBSE) is set to announce the Class 10 and Class 12 results tomorrow, April 29 at 2:30pm on the official websites — cgbse.nic.in and results.cg.nic.in. The results will also be available on LiveMint as well
1 minutes ago
Sugar-free products with sugar. ‘Real’ juices with artificial ingredients. Misleading food ads are fuelling a public health crisis in India. Help Scroll expose the systemic failure. Support our investigation.Sugar-free products with sugar. ‘Real’ juices with artificial ingredients
1 minutes ago
Rs 3034 crore assets of Anil Ambani-led Reliance Group of Companies attached by ED in a fresh order. ED attached the RCOM and RInfra assets, including a flat in Mumbai, a farmhouse in Khandala and Rs 7.71 crore shares of R-Infra. According to the officials
1 minutes ago
One of these films is a comedy which will go on floors in January 2027. Good news for fans of Akshay Kumar and Priyadarshan’s collaborations! The actor and the director are all set to make two more films after Bhooth Bangla and Haiwaan. Their previous collaborations include Hera Pheri
1 minutes ago
Manchester City faces a demanding schedule. Three games in seven days will decide their domestic treble hopes. They play Crystal Palace, then Chelsea in the FA Cup final. Finally, they visit Bournemouth. This run is vital for their title race with Arsenal
1 minutes ago
New Delhi: Delhi to witness five dry days between May and September this year. The government directed that the sale of liquor will remain prohibited across the capital during this period, in accordance with the Delhi Excise Rules, 2010.New Delhi: Delhi to witness five dry days between May and
1 minutes ago
The draft electric vehicle policy issued by the Delhi government on April 11 aims to promote electrification for vehicles through a mix of incentives, road-tax waivers and restrictions on new registrations of vehicles that use petrol and diesel. However
1 minutes ago
Every once in a while a match comes along that reminds us all why football is referred to as the beautiful game. Paris St-Germain's record-breaking 5-4 Champions League semi-final first-leg victory over Bayern Munich was one such occasion. It was the highest scoring semi-final since Eintracht
1 minutes ago
Jio Recharge Plans: If you are someone who uses a Jio SIM card, then there is some important information for you. Recent reports suggest that the telecom giant might be quietly cutting off connections of SIM cards that are solely used for the purpose of incoming calls; many users have already
1 minutes ago
2026 Honda City Facelift Details: The Honda City was introduced in India in 1998, and it has remained a popular sedan in the country ever since. The 5th generation of the popular sedan was launched in the country in 2020, and the brand is all set to launch the 2026 Honda City Facelift on May 22
1 minutes ago
No laxity in complaint handling, MCG chief tells officialsAt a review meet, officials were told to avoid superficial closure of complaints, submit timely reports, and monitor pending cases; AI-based Road Athena cited as a best practice. Published on: Apr 29
1 minutes ago
5 things to keep in mind when choosing a career path after Class 10Staying open-minded, patient, and curious will help you make better decisions over time. Simple things to keep in mind while making this important decision. Updated on: Apr 28
1 minutes ago
Reliance Industries is reportedly set to invest ₹1.6 lakh crore, or more than $17 billion, to build a 1.5-gigawatt data centre cluster and a captive solar battery storage system in Visakhapatnam, Andhra Pradesh. The project is expected to become India’s largest data centre cluster
1 minutes ago
India’s microfinance sector expanded steadily in the March quarter even as lenders tightened credit filters, with asset quality improving to record levels, according to a report by Equifax. The sector’s total portfolio outstanding rose 5% quarter-on-quarter to ₹3
1 minutes ago
Air India, IndiGo and SpiceJet have told the Union government that the country’s aviation sector is on the verge of “stopping operations”, and have sought a revision in aviation turbine fuel prices amid the conflict in West Asia, PTI reported on Tuesday.Air India
1 minutes ago
With the cinematic debut of the Mandalorian and his sidekick Grogu and the return of the iconic Miranda Priestly, these are the films to watch at the cinema and stream at home this month. In George Orwell's novella, a farm is taken over by its four-legged inhabitants
2 minutes ago
The Trump administration is scrambling to implement new, more durable tariffs after the Supreme Court struck down previous ones. Hearings are underway to investigate forced labor and overproduction by trading partners, with potential for new import taxes to replace expiring temporary levies and
2 minutes ago
Mumbai: The Reserve Bank of India (RBI) on Monday released its final guidelines on asset classification and provisioning for lenders, marking a significant shift toward a more forward-looking risk assessment framework. The rules, which were first proposed in draft form in October last year
2 minutes ago
Buddha Purnima 2026: Buddha Jayanti or Buddha Purnima is a highly sacred festival in Buddhism, celebrated to commemorate the birth, enlightenment, and Mahaparinirvana of Lord Buddha. This day holds profound spiritual significance for millions of Buddhist followers across the globe
2 minutes ago
Lenovo has finally launchee the new Idea Tab Pro Gen 2 in India with a 13-inch 3.5K display, latest Qualcomm processor and some new AI features. The new tablet is designed for creators and professionals and will take on the likes of recently launched Xiaomi Pad 8 and the upcoming OnePlus Pad 4
2 minutes ago
Karisma Kapoor requests paparazzi ‘zyada zoom mat karna’ during India’s Best Dancer shoot; internet reactsKarisma Kapoor grabbed attention after a video from India’s Best Dancer Season 5 sets showed her politely asking paparazzi not to zoom in. Apr 29, 2026
2 minutes ago
Vat Savitri Vrat is considered one of the most important festivals for married Hindu women. This fast is observed with the wish for the long life of the husband and a happy married life. According to religious beliefs, it was on this day that Goddess Savitri
2 minutes ago
The petitioner alleged that Sharma, often nicknamed the "Singham of UP" for his record as an encounter specialist, has abandoned the neutrality required of an Election Commission (ECI) observer. New Delhi: In a dramatic escalation of the electoral battle for West Bengal
2 minutes ago
The narrow lanes of Varaccha in Surat are crammed with buildings that are connected to each other. Most of these have several small rooms in which workers sit at tables. Tubelights attached to the tables rise above the workers’ heads. At the centre of each table is a round disc
2 minutes ago
Aamir Khan admits he is at peace with girlfriend Gauri Spratt: ‘Ab jaake mai mukammal hua’Aamir Khan also opened up about what he views as one of his biggest regrets – not spending enough time with his family due to his commitment to work. Apr 29, 2026
2 minutes ago
