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NYC teacher earning $90,000 uses $55 an hour side hustle to pay off student debt
New York teacher earning $90,000 uses $55 an hour side hustle to pay off her student loan
New York teacher earning $90,000 uses $55 an hour side hustle to pay off her student loan
A New York teacher boosts income with a side hustle earning $55 an hour, aiming to clear student debt and build financial stability.
Published on: Apr 04, 2026 4:25 PM IST By Mahipal Singh Chouhan Share via Copy link Making it in New York City often takes persistence, creativity and a bit of luck. For Ashley Alicea, all three have played a role in reshaping her finances and career. As reported by CNBC, the 33 year old, who grew up in the city before returning in 2020, has gone from earning about $50,000 a year as a preschool teacher to making roughly $90,000 annually at a charter school. She now also earns $55 an hour through a side hustle in mental health counselling. A New York teacher earns $55 an hour through a side hustle while working full time, accelerating her journey to pay off loans. (Representational image/Unsplash) (Also read: ₹2 crore loan, no jobs: Indian family’s US dream turns into debt trap"> ₹2 crore loan, no jobs: Indian family’s US dream turns into debt trap) Alicea’s journey reflects the financial pressures many teachers face. CNBC noted that roughly 60% of teachers took out student loans for their education, while nearly 40% still carry outstanding balances and pay an average of $342 a month. The report also cited data showing that around 17% of public and private school teachers work a second job during the school year. When Alicea returned to New York in 2020, she found the reality of surviving in the city on a teacher’s salary harsh. “It was a really rude awakening coming to New York and not being able to live on a teacher salary,” she said. At the time, living alone felt impossible, even though a typical New Yorker living alone or with roommates earns a median of $53,817 a year, according to Census data cited by CNBC.A career shift with purpose
Alicea began teaching in 2016 in Shanghai, where she worked as an English language teacher. She later moved back to the US and eventually joined Brilla Public Charter Schools in the Bronx in 2024. She now works as a multilingual learner specialist with children from multilingual households. “It’s in a predominantly Hispanic community, so it’s a good opportunity for me to advocate for families and work with them in their native language,” Alicea told CNBC. “Right now I I find a lot of purpose in it, and I feel like I am making a difference in these kids’ lives.” Alongside teaching, Alicea pursued a Master of Science in education and mental health counselling, graduating in June 2025. A few months later, she started part time work as a therapy associate with online mental health provider Cerebral. She described it as a “side hustle” and even called it a “really expensive” one, given the debt she took on to earn the degree. (Also read: ₹40 lakh loan, dad mortgaged land': Indian techie's journey to Microsoft leadership role inspires internet">' ₹40 lakh loan, dad mortgaged land': Indian techie's journey to Microsoft leadership role inspires internet)A four year debt payoff goal
Alicea took out about $92,000 in loans to cover tuition and living costs during graduate school. She now has around $61,000 left and puts about $1,500 a month towards repayment. “I really just want to get it out of the way so I can really start investing and building my own wealth,” she said. CNBC reported that Alicea has also managed to keep her rent relatively low after winning the New York City housing lottery twice. She now pays $1,954 a month and urges others to try their luck too. “It’s worth it to leave an apartment for a stabilized apartment that’s more affordable, especially people living with roommates,” she said. ABOUT THE AUTHOR Mahipal Singh Chouhan Mahipal Singh Chouhan is a Senior Content Producer at Hindustan Times Digital, with nearly five years of experience in digital journalism and content production. His work primarily focuses on offbeat and trending stories that reflect everyday experiences and evolving conversations on the internet. He has consistently worked on transforming viral content and human interest stories into structured news pieces that engage readers while maintaining editorial clarity. At Hindustan Times, Mahipal contributes to identifying and developing stories emerging from social media trends, online communities, and real-world incidents that capture public attention. His approach involves adding context and journalistic perspective to fast-moving digital narratives, helping present viral moments in a clear and reader-friendly format suited for digital audiences. Before joining Hindustan Times Digital, he was associated with DNA India, where he gained experience in newsroom workflows and digital storytelling practices. Mahipal holds a degree in Journalism and Mass Communication from the Vivekananda Institute of Professional Studies, Delhi. He is particularly interested in tracking emerging trends and understanding how online conversations evolve into broader public discussions. His work reflects a focus on accuracy, readability, and relevance in the rapidly changing digital news environment. Outside of his professional responsibilities, Mahipal takes an interest in history and sports and regularly works on improving his general knowledge, which complements his curiosity as a media professional.Read More New York City Teacher Nyc Home / Trending / Us / New York Teacher Earning $90,000 Uses $55 An Hour Side Hustle To Pay Off Her Student Loan See Less Home / Trending / Us / New York Teacher Earning $90,000 Uses $55 An Hour Side Hustle To Pay Off Her Student LoanMaking it in New York City often takes persistence, creativity and a bit of luck. For Ashley Alicea, all three have played a role in reshaping her finances and career. As reported by CNBC, the 33 year old, who grew up in the city before returning in 2020, has gone from earning about $50,000 a year as a preschool teacher to making roughly $90,000 annually at a charter school. She now also earns $55 an hour through a side hustle in mental health counselling.
(Also read: ₹2 crore loan, no jobs: Indian family’s US dream turns into debt trap"> ₹2 crore loan, no jobs: Indian family’s US dream turns into debt trap)
Alicea’s journey reflects the financial pressures many teachers face. CNBC noted that roughly 60% of teachers took out student loans for their education, while nearly 40% still carry outstanding balances and pay an average of $342 a month. The report also cited data showing that around 17% of public and private school teachers work a second job during the school year.
When Alicea returned to New York in 2020, she found the reality of surviving in the city on a teacher’s salary harsh. “It was a really rude awakening coming to New York and not being able to live on a teacher salary,” she said. At the time, living alone felt impossible, even though a typical New Yorker living alone or with roommates earns a median of $53,817 a year, according to Census data cited by CNBC.
“It’s in a predominantly Hispanic community, so it’s a good opportunity for me to advocate for families and work with them in their native language,” Alicea told CNBC. “Right now I I find a lot of purpose in it, and I feel like I am making a difference in these kids’ lives.”
Alongside teaching, Alicea pursued a Master of Science in education and mental health counselling, graduating in June 2025. A few months later, she started part time work as a therapy associate with online mental health provider Cerebral. She described it as a “side hustle” and even called it a “really expensive” one, given the debt she took on to earn the degree.
(Also read: ₹40 lakh loan, dad mortgaged land': Indian techie's journey to Microsoft leadership role inspires internet">' ₹40 lakh loan, dad mortgaged land': Indian techie's journey to Microsoft leadership role inspires internet)
CNBC reported that Alicea has also managed to keep her rent relatively low after winning the New York City housing lottery twice. She now pays $1,954 a month and urges others to try their luck too. “It’s worth it to leave an apartment for a stabilized apartment that’s more affordable, especially people living with roommates,” she said.
Source: HindustanTimes
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