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Software engineer shares how she spends ₹82,000 a month living alone in Goa
Software engineer shares how she spends ₹82,000 a month living alone in Goa
Software engineer shares how she spends ₹82,000 a month living alone in Goa
A Goa-based software engineer and content creator has revealed how much she spends in a month living in the beautiful beach state.
Published on: Mar 16, 2026 9:23 AM IST By Sanya Jain Share via Copy link A Goa-based software engineer and content creator has revealed how much she spends in a month living in the beautiful beach state. Madhushree Joshi broke down her expenses in an Instagram video where she candidly admitted that her lifestyle is subsidized by makeup, skincare and clothing brands who send her PR packages, along with restaurants who host her in exchange for content. Madhushree Joshi is a Goa-based engineer and content creator. (Instagram/@madhushreee)Expenses in Goa
“A lot of people ask what it actually costs to live alone in Goa, so here’s my approximate monthly expense breakdown as a single woman,” Madhushree Joshi wrote on Instagram. The engineer and content creator explained that she spends ₹26,000 per month on rent and ₹25,000 as EMI for her car. Those are her two biggest expenses. Next, she pays ₹5,000 approximately for groceries which includes electricity, WiFi, gas, and various subscriptions. Groceries and food make up another ₹7,000, while petrol costs her ₹3,000 per month. View this post on Instagram A post shared by Madhushree Joshi (@madhushreee) Joshi said that she also pays ₹1,000 per month for her gym membership, and ₹15,000 goes towards miscellaneous expenses like travel, self-care and emergencies. All in all, she spends ₹82,000 per month living alone in Goa. (Also read: ₹89,500 monthly expenses in Gurgaon, says ‘the total shocked me’">Techie breaks down her ₹89,500 monthly expenses in Gurgaon, says ‘the total shocked me’)Savings and investments
After breaking down her expenses in the video, Joshi said that she also tries to save for her retirement fund and future travels. “I also try to save and invest as much as possible for my future retirement fund and for the many trips I want to take,” she said. “Because of content creation, I’m really grateful that I save quite a bit on makeup, skincare, haircare and sometimes clothes through PR, and occasionally I’m hosted by restaurants, which definitely helps reduce my lifestyle expenses,” Joshi added. In the comments section, several people requested Joshi to reveal her income as well. Others wondered where she found an apartment to rent for just ₹26,000 per month. “How am I spending 20k in fuel,” wondered one person. “After driving a Kia you pay only 3k monthly on fuel?” another asked. “7,000 of rupees for food per month?? I pay around 1k every time when I buy groceries/fruits and so on,” a viewer added. (Also read: ₹26,000 per month in Bengaluru">Intern explains how she survived on ₹26,000 per month in Bengaluru) ABOUT THE AUTHOR Sanya Jain Sanya Jain is an Assistant Editor with Hindustan Times Digital. She has nearly a decade of experience in covering offbeat stories that speak to the everyday experience - from viral videos to human interest copies that spark conversation. Her interests stretch across business, pop culture, social media trends, entertainment and global affairs. Before joining Hindustan Times, Sanya spent two years with Moneycontrol and five years with NDTV. She holds an undergraduate degree in English literature from St Stephen’s College, Delhi, and a master’s in journalism from the Xavier Institute of Communications, Mumbai. Sanya has a sharp eye for spotting emerging trends and looking for newsworthy angles to elevate viral posts into meaningful narratives. She was the first one, for example, to cover Narayana Murthy’s remark on 70-hour work weeks that sparked a national conversation. She is equally at ease writing about business leaders as about the common man, about issues of national importance and memes that amuse social media. Sanya enjoys speaking with content creators, newsmakers and entrepreneurs to transform everyday moments into engaging, slice-of-life stories that resonate with readers. When she is not working, Sanya can be found curled up with a good book. Born and raised in Lucknow, she has spent the last several years in Delhi. She is deeply interested in animal welfare and now spends a lot of her time running after her destructive orange cat.Read More Content Creator Goa Get Latest Updates on Trending News Viral News, Video, Photos and Weather Updates of India and around the world News / Trending / Software Engineer Shares How She Spends ₹82,000 A Month Living Alone In Goa See LessA Goa-based software engineer and content creator has revealed how much she spends in a month living in the beautiful beach state. Madhushree Joshi broke down her expenses in an Instagram video where she candidly admitted that her lifestyle is subsidized by makeup, skincare and clothing brands who send her PR packages, along with restaurants who host her in exchange for content.
The engineer and content creator explained that she spends ₹26,000 per month on rent and ₹25,000 as EMI for her car. Those are her two biggest expenses.
Next, she pays ₹5,000 approximately for groceries which includes electricity, WiFi, gas, and various subscriptions. Groceries and food make up another ₹7,000, while petrol costs her ₹3,000 per month.
Joshi said that she also pays ₹1,000 per month for her gym membership, and ₹15,000 goes towards miscellaneous expenses like travel, self-care and emergencies.
All in all, she spends ₹82,000 per month living alone in Goa.
(Also read: ₹89,500 monthly expenses in Gurgaon, says ‘the total shocked me’">Techie breaks down her ₹89,500 monthly expenses in Gurgaon, says ‘the total shocked me’)
“Because of content creation, I’m really grateful that I save quite a bit on makeup, skincare, haircare and sometimes clothes through PR, and occasionally I’m hosted by restaurants, which definitely helps reduce my lifestyle expenses,” Joshi added.
In the comments section, several people requested Joshi to reveal her income as well. Others wondered where she found an apartment to rent for just ₹26,000 per month.
“How am I spending 20k in fuel,” wondered one person. “After driving a Kia you pay only 3k monthly on fuel?” another asked.
“7,000 of rupees for food per month?? I pay around 1k every time when I buy groceries/fruits and so on,” a viewer added.
(Also read: ₹26,000 per month in Bengaluru">Intern explains how she survived on ₹26,000 per month in Bengaluru)
Source: HindustanTimes
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