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BMW owner earning ₹40 LPA feels ‘poor’ in Gurgaon
BMW owner earning ₹40 LPA feels ‘very poor’ in Gurgaon: ‘I can’t sleep at night’
BMW owner earning ₹40 LPA feels ‘very poor’ in Gurgaon: ‘I can’t sleep at night’
Dr Sunny Garg says that many successful people feel poor not because they lack money, but because they lack a sense of "enough."
Updated on: Jun 04, 2026 10:40 AM IST By Sanya Jain Share via Copy link A doctor and entrepreneur has cited the example of a BMW owner who feels “poor” despite earning ₹40 lakh per annum to claim that lifestyle creeps change the reference point of poverty. Dr Sunny Garg, co-founder and Chief Medical Officer of Everhope Oncology, shared an Instagram video to say that many successful people feel poor not because they lack money, but because they lack a sense of "enough." A Gurgaon man earning ₹40 LPA says he still feels poorThe story of today’s middle class
Dr Garg said that last week, he met a 34-year-old man who lives in a 2BHK in Gurgaon, drives a BMW, earns ₹40 lakh per annum, and yet feels poor. “He sat across from me and said, ‘Doctor, I think I’m very poor. I can’t sleep at night’,” the doctor revealed. Garg said that he did not laugh because the man’s predicament is not unique. It’s a malaise affecting many Indian professionals, yet hardly anyone seems to talk about it. “I didn’t laugh, because this isn’t just one man’s story. It’s the story of today’s Indian middle-class professional, and hardly anyone explains it,” the Gurgaon-based doctor said. He explained that statistically speaking, the 34-year-old falls in the top 1% of the country. However, his reference point of what is poor and what is wealthy has shifted.The shift in reference point
“Statistically, he’s in the top 1% of earners in India. Yet he feels poor. Why? “Because his reference point has shifted. Earlier, he compared himself to the neighbour in his village whose son worked as a clerk. Now he compares himself to a 28-year-old on LinkedIn who sold a startup and is sitting on ₹80 crore,” the doctor explained. (Also read: Newly-minted Indian millionaire reveals how his life changed after selling startup for $200M) Garg claimed that shifting reference points and lifestyle creeps affect how a person views his net worth. “This is modern poverty. Your income has increased, but your expectations have increased tenfold. And the gap keeps widening every year,” he explained. View this post on Instagram A post shared by Dr Sunny Garg (@drsunnygarg)Three questions
The doctor said he asked the man three questions. First, how many times in the past year had he told himself, “I am enough”? The answer was “never”. Second, who was he earning all this money for? The man admitted he did not know and was simply trying to keep up because everyone else was moving ahead. Finally, Garg asked whether there was even one thing in his life that he did not do for money. After a brief pause, the man said no. (Also read: Bengaluru man reveals 7 habits that helped him reduce expenses without compromising lifestyle) According to Garg, these answers revealed the real problem. The 34-year-old was not poor in financial terms, but poor in meaning, connection and stillness. “When money becomes the measure of every activity, you stop being a human being and become a machine,” he said, adding that higher incomes alone cannot solve a lack of purpose or identity. “Whether you earn ₹40 lakh or ₹4 crore — every six months, ask yourself these three questions,” he advised. “Solving money problems is relatively easy. Solving identity problems is much harder. And 90% of people end up confusing the two.” ABOUT THE AUTHOR Sanya Jain Sanya Jain is an Assistant Editor with Hindustan Times Digital. She has nearly a decade of experience in covering offbeat stories that speak to the everyday experience - from viral videos to human interest copies that spark conversation. Her interests stretch across business, pop culture, social media trends, entertainment and global affairs. Before joining Hindustan Times, Sanya spent two years with Moneycontrol and five years with NDTV. She holds an undergraduate degree in English literature from St Stephen’s College, Delhi, and a master’s in journalism from the Xavier Institute of Communications, Mumbai. Sanya has a sharp eye for spotting emerging trends and looking for newsworthy angles to elevate viral posts into meaningful narratives. She was the first one, for example, to cover Narayana Murthy’s remark on 70-hour work weeks that sparked a national conversation. She is equally at ease writing about business leaders as about the common man, about issues of national importance and memes that amuse social media. Sanya enjoys speaking with content creators, newsmakers and entrepreneurs to transform everyday moments into engaging, slice-of-life stories that resonate with readers. When she is not working, Sanya can be found curled up with a good book. Born and raised in Lucknow, she has spent the last several years in Delhi. She is deeply interested in animal welfare and now spends a lot of her time running after her destructive orange cat.Read More Money Poverty Income Entrepreneur Lifestyle Get Latest Updates on Trending News Viral News, Video, Photos and Weather Updates of India and around the world Home/Trending/BMW Owner Earning ₹40 LPA Feels ‘very Poor’ In Gurgaon: ‘I Can’t Sleep At Night’ See LessA doctor and entrepreneur has cited the example of a BMW owner who feels “poor” despite earning ₹40 lakh per annum to claim that lifestyle creeps change the reference point of poverty. Dr Sunny Garg, co-founder and Chief Medical Officer of Everhope Oncology, shared an Instagram video to say that many successful people feel poor not because they lack money, but because they lack a sense of "enough."
“He sat across from me and said, ‘Doctor, I think I’m very poor. I can’t sleep at night’,” the doctor revealed.
Garg said that he did not laugh because the man’s predicament is not unique. It’s a malaise affecting many Indian professionals, yet hardly anyone seems to talk about it.
“I didn’t laugh, because this isn’t just one man’s story. It’s the story of today’s Indian middle-class professional, and hardly anyone explains it,” the Gurgaon-based doctor said.
He explained that statistically speaking, the 34-year-old falls in the top 1% of the country. However, his reference point of what is poor and what is wealthy has shifted.
“Because his reference point has shifted. Earlier, he compared himself to the neighbour in his village whose son worked as a clerk. Now he compares himself to a 28-year-old on LinkedIn who sold a startup and is sitting on ₹80 crore,” the doctor explained.
(Also read: Newly-minted Indian millionaire reveals how his life changed after selling startup for $200M)
Garg claimed that shifting reference points and lifestyle creeps affect how a person views his net worth.
“This is modern poverty. Your income has increased, but your expectations have increased tenfold. And the gap keeps widening every year,” he explained.
Second, who was he earning all this money for? The man admitted he did not know and was simply trying to keep up because everyone else was moving ahead.
Finally, Garg asked whether there was even one thing in his life that he did not do for money. After a brief pause, the man said no.
(Also read: Bengaluru man reveals 7 habits that helped him reduce expenses without compromising lifestyle)
According to Garg, these answers revealed the real problem. The 34-year-old was not poor in financial terms, but poor in meaning, connection and stillness.
“When money becomes the measure of every activity, you stop being a human being and become a machine,” he said, adding that higher incomes alone cannot solve a lack of purpose or identity.
“Whether you earn ₹40 lakh or ₹4 crore — every six months, ask yourself these three questions,” he advised. “Solving money problems is relatively easy. Solving identity problems is much harder. And 90% of people end up confusing the two.”
Source: HindustanTimes
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