London, May 6 (PTI) Cybercriminals are still struggling to make effective use of AI tools despite widespread experimentation since the launch of ChatGPT, according to a new peer-reviewed study analysing more than 100 million posts from underground cybercrime forums.London
In the early 1990s, Qatar was grappling with a period of economic strain - high debt levels and weak state revenues were weighing heavily on its finances. To try to transform its fortunes the small Gulf state made a decisive bet on natural gas. It would develop its vast offshore gas reserves
West Bengal Police seized a vehicle linked to the killing of Suvendu Adhikari's personal assistant near Madhyamgram. Live rounds and fired cartridges were found at the scene. The vehicle's number plate was reportedly fake. BJP leaders called the incident a targeted attack by the TMC to spread fear
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Man ‘retires’ from corporate life at 35: ‘Burnout is real for millennials’The man’s post about leaving the corporate world has resonated with many, prompting varied reactions on social media. Published on: May 07, 2026 7:01 AM IST By Trisha Sengupta Share via Copy link The conversation
LG’s new Essential Series aims to make premium tech more accessible in India: Check complete range and pricesLG launches its 2026 appliance range in India, spanning budget to premium segments, with prices starting at ₹16,600 and new AI-powered, smart home solutions. Updated on: May 06
West Bengal BJP leader Suvendu Adhikari has called the killing of his personal assistant a "cold-blooded and pre-planned murder." He urged party workers to maintain peace while assuring that the culprits will be brought to justice. Union Minister Sukanta Majumdar echoed these sentiments
CIBIL Score Not Mandatory For First-Time Borrowers To Get Loans: Govt
CIBIL Score Not Mandatory For First-Time Borrowers To Get Loans: Govt
RBI has advised banks and financial institutions not to reject applications solely due to lack of credit history.
New Delhi: First-time borrowers without a CIBIL score should not face outright rejection of loan applications, the government clarified in Parliament.
Minister of State for Finance Pankaj Chaudhary informed the Lok Sabha during the monsoon session that the Reserve Bank of India (RBI) has not prescribed any minimum credit score requirement for loan approval. RBI has advised banks and financial institutions not to reject applications solely due to lack of credit history.
This enables new borrowers—whether seeking education, housing, personal, or business loans—to be assessed on other parameters such as income details, employment records, and repayment capacity, rather than a credit score alone.
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Experts note that the move promotes financial inclusion, as lenders may also consider alternative data like utility bills and digital transactions to evaluate borrowers.
In India, a credit score typically ranges from 300 to 900 and reflects repayment behavior. While it remains a useful benchmark, the absence of a score does not automatically disqualify applicants.
India currently has four licensed credit bureaus—TransUnion CIBIL, Equifax, CRIF High Mark, and Experian. For new borrowers, repayment history will begin to build only after availing their first loan. This, in turn, will shape their future borrowing terms.
Source: ZeeNews
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