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Bank Holidays In January 2026: RBI Releases Full State-Wise List Of Bank Closures
Bank Holidays In January 2026: RBI Releases Full State-Wise List Of Bank Closures
Bank Holiday Full List In January 2026: Banks across India will observe several public and regional holidays in January 2026 under the RBI holiday calendar. These holidays are not uniform nationwide and vary from state to state. That means on some dates, banks in certain states will remain closed, while in others, they will function normally.
During bank holidays, customers can continue to access services through net banking, mobile banking, UPI, and ATMs. However, cheque clearing and other over-the-counter services under the Negotiable Instruments Act will not be available.
Some customers are wondering if banks are open on New Year or not. The answer depends on where you reside in India.
On New Year 2026 (January 01), banks will be closed only in Aizawl, Chennai, Gangtok, Imphal, Itanagar, Kohima, Kolkata and Shillong. Apart from the mentioned cities and their states, banks will resume as usual.
January 02: New Year Celebration / Mannam Jayanthi
Mannam Jayanthi marks the birth anniversary of social reformer Mannathu Padmanabhan, founder of the Nair Service Society.
Banks will be closed in: Aizawl, Kochi and Thiruvananthapuram.
January 03: Birthday of Hazrat Ali
This day marks the birth anniversary of Hazrat Ali, a key figure in Islamic history and the fourth Caliph of Islam.
Banks will be closed in: Aizawl, Chennai, Kolkata, Lucknow and Kanpur.
January 12: Birthday of Swami Vivekananda
Observed as National Youth Day, it commemorates the birth anniversary of Swami Vivekananda, a spiritual leader and youth icon.
Banks will be closed in: Kanpur and Lucknow.
January 14: Makar Sankranti / Magh Bihu
Makar Sankranti marks the sun's transition into Capricorn and is linked to harvest celebrations. Magh Bihu is an important Assamese harvest festival.
Banks will be closed in: Ahmedabad, Bhubaneswar, Guwahati and Itanagar.
January 15: Uttarayana Punyakala / Pongal / Maghe Sankranti / Makara Sankranti
This day is widely observed as a harvest festival across states. Pongal is a major four-day festival in Tamil Nadu celebrating farmers and nature.
Banks will be closed in: Bengaluru, Chennai, Gangtok, Hyderabad and Vijayawada.
January 16: Thiruvalluvar Day
The day honours Tamil poet and philosopher Thiruvalluvar, author of the Tirukkural.
Banks will be closed in: Chennai only.
January 17: Uzhavar Thirunal
Uzhavar Thirunal is a farmers' festival in Tamil Nadu, recognising the contribution of agricultural workers.
Banks will be closed in: Chennai only.
January 23: Birthday of Netaji Subhas Chandra Bose / Saraswati Puja (Basant Panchami) / Vir Surendrasai Jayanti
The day marks the birth anniversary of Netaji Subhas Chandra Bose. It is also observed as Saraswati Puja, dedicated to the goddess of knowledge, and as Vir Surendrasai Jayanti in Odisha.
Banks will be closed in: Agartala, Bhubaneswar, Kolkata and Chennai.
January 26: Republic Day
Republic Day marks the adoption of the Indian Constitution in 1950.
Banks will be closed across India.
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Most major banks in India, including SBI, Bank of India, and Punjab National Bank, operate between 10 am and 4 pm, while ICICI, HDFC, Axis, Yes Bank, and Kotak Mahindra Bank usually function from 9:30 am to 4:30 pm or 3:30 pm, depending on the branch. Bank of Baroda has slightly extended hours, operating between 9:45 am and 4:45 pm or 10 am to 5 pm, and Canara Bank typically works from 10 am to 3:30 pm.
Source: News18
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